Credit card theft and fraud has quickly become one of the most widespread crimes across the United States . One of the highest victim rates are among college-age students because of the ease at which criminals can obtain or steal their credit cards or numbers.

To guard against becoming a victim, adhere to the following:

  • Do not carry more than one credit card with you at any time.
  • Do not give out your card numbers or allow others to use them.
  • Keep credit cards/numbers in a safe place.
  • Store and carry your credit cards separate from your identification card or drivers license.
  • Be especially vigilant during high-crime times such as holidays and events with a lot of spending.
  • Be careful of internet websites that are not secure when using your credit card online.

If you become a victim of this crime, do the following:

  • REPORT the crime and file a police report immediately.
  • Contact the credit card company and have the card canceled as soon as possible.
  • Provide any information to the police about the fraudulent use of the card.
  • Check your credit report at least twice a year for identifying possible fraud.

According to the Code of Virginia, the following is the definition of the criminal violation of credit card theft/fraud:

§18.2-192 If any person takes, obtains or possesses a credit card number or card

§18.2-195 without the knowledge of the cardholder, he or she shall be guilty of a felony punishable by and up to 1-5 years in prison and/or a fine of up to $2500. If a person intends to defraud another of the card or card number with intent to obtain money, goods or services, he or she shall be guilty of a Class 1 Misdemeanor (under $200 obtained) or a Class 6 Felony (over $200 obtained).